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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,477 | $76,551-56.3% | $123,894-73.0% | $62,881-46.8% |
| Participation rate | 97.6% | 73.0%+24.6pp | 81.4%+16.1pp | 69.3%+28.3pp |
| Annual return | 10.10% | 18.68%-8.6pp | 47.52%-37.4pp | 20.14%-10.0pp |
| Employer contribution / active EE | $1,116 | $2,882-61.3% | $4,617-75.8% | $2,281-51.1% |
| Participant deferral / active EE | $2,291 | $4,840-52.7% | $5,984-61.7% | $3,203-28.5% |
| Admin fee / account holder | $489 | $4,826-89.9% | $8,357-94.1% | $4,296-88.6% |