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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,210 | $91,198+35.1% | $178,503-31.0% | $79,856+54.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.81% | 24.20%-14.4pp | 151.12%-141.3pp | 31.71%-21.9pp |
| Employer contribution / active EE | $6,919 | $3,257+112.5% | $5,011+38.1% | $2,471+180.0% |
| Participant deferral / active EE | $4,876 | $3,237+50.7% | $5,202-6.3% | $3,741+30.4% |
| Admin fee / account holder | $1,236 | $6,748-81.7% | $13,987-91.2% | $5,306-76.7% |