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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,298 | $75,962+11.0% | $154,108-45.3% | $64,173+31.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.55% | 30.32%-38.9pp | 735.21%-743.8pp | 7.63%-16.2pp |
| Employer contribution / active EE | $5,502 | $3,350+64.2% | $5,298+3.9% | $2,381+131.1% |
| Participant deferral / active EE | $3,986 | $3,175+25.6% | $5,081-21.5% | $3,470+14.9% |
| Admin fee / account holder | $525 | $5,589-90.6% | $13,411-96.1% | $4,887-89.3% |