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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,181 | $86,938-66.4% | $102,423-71.5% | $80,925-63.9% |
| Participation rate | 96.0% | 72.4%+23.6pp | 76.5%+19.5pp | 67.7%+28.3pp |
| Annual return | 14.22% | 18.89%-4.7pp | 29.42%-15.2pp | 35.65%-21.4pp |
| Employer contribution / active EE | $5,561 | $2,369+134.7% | $3,023+84.0% | $2,756+101.8% |
| Participant deferral / active EE | $2,234 | $4,120-45.8% | $5,054-55.8% | $4,299-48.0% |
| Admin fee / account holder | $3,627 | $8,053-55.0% | $9,455-61.6% | $6,940-47.7% |