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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,943 | $124,346-85.6% | $111,308-83.9% | $167,536-89.3% |
| Participation rate | 87.0% | 79.6%+7.3pp | 77.3%+9.6pp | 82.1%+4.8pp |
| Annual return | 12.99% | 37.45%-24.5pp | 54.67%-41.7pp | 478.82%-465.8pp |
| Employer contribution / active EE | $3,606 | $3,437+4.9% | $2,732+32.0% | $4,839-25.5% |
| Participant deferral / active EE | $830 | $5,182-84.0% | $4,487-81.5% | $6,342-86.9% |
| Admin fee / account holder | $1,357 | $10,621-87.2% | $7,965-83.0% | $12,315-89.0% |