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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,753 | $71,873-75.3% | $86,698-79.5% | $68,490-74.1% |
| Participation rate | 96.0% | 72.2%+23.8pp | 76.6%+19.4pp | 67.9%+28.1pp |
| Annual return | -18.56% | 3.54%-22.1pp | 35.96%-54.5pp | -7.85%-10.7pp |
| Employer contribution / active EE | $5,130 | $2,173+136.0% | $2,837+80.8% | $2,597+97.6% |
| Participant deferral / active EE | $1,000 | $3,779-73.5% | $4,656-78.5% | $4,028-75.2% |
| Admin fee / account holder | $1,125 | $6,110-81.6% | $7,492-85.0% | $5,403-79.2% |