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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,181 | $86,949-66.4% | $102,460-71.5% | $80,959-64.0% |
| Participation rate | 96.0% | 72.4%+23.6pp | 76.5%+19.5pp | 67.7%+28.3pp |
| Annual return | 14.22% | 18.89%-4.7pp | 29.47%-15.3pp | 35.67%-21.4pp |
| Employer contribution / active EE | $5,561 | $2,370+134.7% | $3,025+83.8% | $2,757+101.7% |
| Participant deferral / active EE | $2,234 | $4,121-45.8% | $5,056-55.8% | $4,300-48.1% |
| Admin fee / account holder | $3,627 | $8,048-54.9% | $9,460-61.7% | $6,925-47.6% |