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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $721,062 | $199,109+262.1% | $173,730+315.0% | $154,746+366.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 3.94% | 20.02%-16.1pp | 19.96%-16.0pp | 172.34%-168.4pp |
| Employer contribution / active EE | $24,969 | $5,311+370.1% | $4,577+445.5% | $4,379+470.2% |
| Participant deferral / active EE | $19,700 | $7,113+177.0% | $6,326+211.4% | $6,730+192.7% |
| Admin fee / account holder | $212,683 | $20,916+916.9% | $17,523+1113.7% | $14,365+1380.5% |