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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,535 | $77,638+42.4% | $156,551-29.4% | $62,881+75.8% |
| Participation rate | 93.2% | 71.2%+22.0pp | 84.0%+9.2pp | 69.3%+23.9pp |
| Annual return | -0.05% | 50.33%-50.4pp | 32.23%-32.3pp | 20.14%-20.2pp |
| Employer contribution / active EE | $6,656 | $3,444+93.3% | $5,501+21.0% | $2,281+191.8% |
| Participant deferral / active EE | $4,936 | $3,046+62.1% | $4,871+1.3% | $3,203+54.1% |
| Admin fee / account holder | $52,228 | $5,561+839.1% | $13,028+300.9% | $4,296+1115.8% |