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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,067 | $85,171+18.7% | $172,753-41.5% | $72,976+38.5% |
| Participation rate | 87.6% | 70.1%+17.6pp | 82.6%+5.0pp | 69.5%+18.2pp |
| Annual return | 5.46% | 27.32%-21.9pp | 803.00%-797.5pp | 81.02%-75.6pp |
| Employer contribution / active EE | $8,225 | $3,324+147.4% | $5,144+59.9% | $2,440+237.1% |
| Participant deferral / active EE | $5,103 | $3,260+56.5% | $5,198-1.8% | $3,608+41.4% |
| Admin fee / account holder | $23,011 | $5,880+291.3% | $13,956+64.9% | $5,124+349.1% |