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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC6+ years Service code 27 · EIN 95-3845382 | Advisory (Plan) | $17,935 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,144 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,423 | $100,801-59.9% | $149,715-73.0% | $73,412-44.9% |
| Participation rate | 46.6% | 77.7%-31.1pp | 82.5%-35.9pp | 72.2%-25.6pp |
| Annual return | 16.93% | 265.34%-248.4pp | 276.66%-259.7pp | 59.30%-42.4pp |
| Employer contribution / active EE | $0 | $3,312-100.0% | $4,645-100.0% | $2,234-100.0% |
| Participant deferral / active EE | $2,901 | $6,404-54.7% | $6,842-57.6% | $3,806-23.8% |
| Admin fee / account holder | $86 | $181-52.7% | $9,310-99.1% | $158-45.8% |