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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,431 |
CETERA ADVISOR NETWORKS LLC2+ years Service code 61 200 N SEPULVEDA BLVD STE 1300 · EL SEGUNDO, CA 90245 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,275 | $80,177-56.0% | $123,894-71.5% | $57,658-38.8% |
| Participation rate | 50.2% | 74.4%-24.3pp | 81.4%-31.3pp | 70.2%-20.1pp |
| Annual return | 8.84% | 17.90%-9.1pp | 47.52%-38.7pp | 5.13%+3.7pp |
| Employer contribution / active EE | $13 | $2,913-99.5% | $4,617-99.7% | $1,974-99.3% |
| Participant deferral / active EE | $2,126 | $5,130-58.6% | $5,984-64.5% | $3,061-30.5% |
| Admin fee / account holder | $7 | $106-93.8% | $8,357-99.9% | $95-93.0% |