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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $23,236 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ · NEW YORK, NY 10004 | Other Commissions | $19,647 |
Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 1 NEW YORK PLZ · NEW YORK, NY 10004 | Other Commissions | $114 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5 |
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,238 | $46,297+34.4% | $71,671-13.2% | $62,293-0.1% |
| Participation rate | 82.6% | 60.6%+21.9pp | 68.7%+13.8pp | 69.5%+13.1pp |
| Annual return | 15.70% | 22.32%-6.6pp | 20.65%-4.9pp | 28.90%-13.2pp |
| Employer contribution / active EE | $1,681 | $1,412+19.0% | $2,460-31.7% | $2,042-17.7% |
| Participant deferral / active EE | $2,936 | $2,235+31.4% | $3,438-14.6% | $3,169-7.3% |
| Admin fee / account holder | $213 | $461-53.7% | $5,558-96.2% | $479-55.5% |