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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $68,418 |
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ 12TH FL · NEWYORK, NY 10004 | Other Commissions | $45,777 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,198 |
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 1 NEW YORK PLZ 12TH FL · NEWYORK, NY 10004 | Other Commissions | $1,082 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,487 | $54,679+58.2% | $76,119+13.6% | $74,459+16.2% |
| Participation rate | 81.3% | 60.3%+21.0pp | 69.1%+12.3pp | 67.2%+14.1pp |
| Annual return | 13.60% | 31.90%-18.3pp | 361.25%-347.6pp | 1369.70%-1356.1pp |
| Employer contribution / active EE | $2,360 | $1,781+32.5% | $2,693-12.4% | $2,626-10.1% |
| Participant deferral / active EE | $4,183 | $3,072+36.2% | $4,259-1.8% | $4,350-3.8% |
| Admin fee / account holder | $420 | $2,238-81.2% | $6,421-93.5% | $1,945-78.4% |