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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,030 | $113,941+138.7% | $94,229+188.7% | $125,389+116.9% |
| Participation rate | 77.8% | 82.9%-5.1pp | 78.8%-1.0pp | 83.2%-5.4pp |
| Annual return | -0.97% | 5.29%-6.3pp | 10.68%-11.7pp | 282.24%-283.2pp |
| Employer contribution / active EE | $2,225 | $4,727-52.9% | $3,587-38.0% | $4,866-54.3% |
| Participant deferral / active EE | $5,046 | $5,179-2.6% | $4,320+16.8% | $5,352-5.7% |
| Admin fee / account holder | $1,093 | $8,392-87.0% | $6,269-82.6% | $9,541-88.5% |