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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,885 | $135,645+105.6% | $110,243+153.0% | $135,380+106.0% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | -2.82% | 513.24%-516.1pp | 314.76%-317.6pp | 519.81%-522.6pp |
| Employer contribution / active EE | $2,311 | $4,907-52.9% | $3,827-39.6% | $4,779-51.6% |
| Participant deferral / active EE | $3,943 | $5,507-28.4% | $4,672-15.6% | $5,609-29.7% |
| Admin fee / account holder | $1,619 | $11,458-85.9% | $8,548-81.1% | $10,828-85.0% |