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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,186 | $60,119-4.9% | $90,430-36.8% | $79,858-28.4% |
| Participation rate | 56.7% | 65.0%-8.3pp | 72.7%-16.0pp | 69.6%-12.9pp |
| Annual return | 19.47% | 71.94%-52.5pp | 1293.73%-1274.3pp | 31.72%-12.2pp |
| Employer contribution / active EE | $293 | $2,068-85.8% | $3,262-91.0% | $2,471-88.1% |
| Participant deferral / active EE | $3,185 | $2,938+8.4% | $3,963-19.6% | $3,740-14.8% |
| Admin fee / account holder | $1,518 | $3,976-61.8% | $5,613-73.0% | $5,306-71.4% |