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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,373 | $69,977-50.9% | $108,582-68.3% | $62,881-45.3% |
| Participation rate | 70.7% | 72.9%-2.2pp | 79.6%-8.9pp | 69.3%+1.4pp |
| Annual return | 8.01% | 10.73%-2.7pp | -51.70%+59.7pp | 20.14%-12.1pp |
| Employer contribution / active EE | $279 | $2,135-86.9% | $3,758-92.6% | $2,281-87.8% |
| Participant deferral / active EE | $2,687 | $3,165-15.1% | $4,311-37.7% | $3,203-16.1% |
| Admin fee / account holder | $1,732 | $5,076-65.9% | $7,645-77.3% | $4,296-59.7% |