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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,737 | $86,949-19.8% | $102,460-31.9% | $80,959-13.9% |
| Participation rate | 88.6% | 72.4%+16.3pp | 76.5%+12.1pp | 67.7%+21.0pp |
| Annual return | 9.05% | 18.89%-9.8pp | 29.47%-20.4pp | 35.67%-26.6pp |
| Employer contribution / active EE | $2,067 | $2,370-12.8% | $3,025-31.7% | $2,757-25.0% |
| Participant deferral / active EE | $5,795 | $4,121+40.6% | $5,056+14.6% | $4,300+34.7% |
| Admin fee / account holder | $2,104 | $8,048-73.9% | $9,460-77.8% | $6,925-69.6% |