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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,860 | $78,425+124.2% | $95,956+83.3% | $79,858+120.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | -9.37% | 19.37%-28.7pp | 91.63%-101.0pp | 31.72%-41.1pp |
| Employer contribution / active EE | $9,213 | $1,945+373.6% | $2,541+262.6% | $2,471+272.9% |
| Participant deferral / active EE | $5,834 | $3,440+69.6% | $4,167+40.0% | $3,740+56.0% |
| Admin fee / account holder | $4,090 | $5,622-27.3% | $6,797-39.8% | $5,306-22.9% |