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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,612 | $67,602+227.8% | $82,312+169.2% | $70,126+216.0% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.9%+19.4pp | 69.5%+26.8pp |
| Annual return | 8.51% | 21.57%-13.1pp | 25.88%-17.4pp | 73.15%-64.6pp |
| Employer contribution / active EE | $14,330 | $1,755+716.5% | $2,428+490.1% | $2,343+511.7% |
| Participant deferral / active EE | $3,609 | $2,987+20.8% | $3,706-2.6% | $3,332+8.3% |
| Admin fee / account holder | $6,139 | $4,512+36.1% | $5,608+9.5% | $4,645+32.1% |