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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,672 | $27,632+76.1% | $61,399-20.7% | $68,495-28.9% |
| Participation rate | 32.8% | 39.5%-6.7pp | 52.6%-19.8pp | 67.9%-35.1pp |
| Annual return | -17.45% | -13.24%-4.2pp | 338.81%-356.3pp | -7.84%-9.6pp |
| Employer contribution / active EE | $700 | $696+0.6% | $1,159-39.7% | $2,596-73.1% |
| Participant deferral / active EE | $1,412 | $1,264+11.7% | $2,124-33.6% | $4,028-65.0% |
| Admin fee / account holder | $1,529 | $2,010-24.0% | $2,131-28.3% | $5,403-71.7% |