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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,026 | $35,183-37.4% | $73,550-70.1% | $70,126-68.6% |
| Participation rate | 54.4% | 42.9%+11.5pp | 54.9%-0.5pp | 69.5%-15.2pp |
| Annual return | 16.17% | 26.90%-10.7pp | -15.16%+31.3pp | 73.15%-57.0pp |
| Employer contribution / active EE | $603 | $709-14.9% | $1,219-50.5% | $2,343-74.2% |
| Participant deferral / active EE | $1,182 | $1,220-3.1% | $1,804-34.5% | $3,332-64.5% |
| Admin fee / account holder | $1,273 | $2,302-44.7% | $2,320-45.1% | $4,645-72.6% |