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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,767 | $117,433-15.9% | $99,475-0.7% | $152,897-35.4% |
| Participation rate | 53.3% | 77.5%-24.2pp | 73.8%-20.5pp | 82.5%-29.1pp |
| Annual return | 15.81% | 31.87%-16.1pp | 30.72%-14.9pp | 345.43%-329.6pp |
| Employer contribution / active EE | $463 | $3,013-84.6% | $2,540-81.8% | $4,764-90.3% |
| Participant deferral / active EE | $1,309 | $4,086-68.0% | $3,619-63.8% | $5,851-77.6% |
| Admin fee / account holder | $108,842 | $7,634+1325.7% | $6,252+1640.8% | $11,599+838.3% |