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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,937 | $121,677-16.2% | $104,625-2.6% | $158,966-35.9% |
| Participation rate | 50.0% | 77.5%-27.5pp | 74.1%-24.1pp | 82.0%-32.0pp |
| Annual return | 11.34% | 465.58%-454.2pp | 340.60%-329.3pp | 302.95%-291.6pp |
| Employer contribution / active EE | $440 | $3,165-86.1% | $2,681-83.6% | $4,762-90.8% |
| Participant deferral / active EE | $1,532 | $4,175-63.3% | $3,738-59.0% | $5,983-74.4% |
| Admin fee / account holder | $26,039 | $7,777+234.8% | $6,465+302.8% | $11,250+131.5% |