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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,974 | $175,257+68.9% | $149,717+97.7% | $139,456+112.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.16% | 166.70%-147.5pp | 134.41%-115.2pp | 373.45%-354.3pp |
| Employer contribution / active EE | $9,163 | $5,477+67.3% | $4,820+90.1% | $4,753+92.8% |
| Participant deferral / active EE | $6,791 | $6,521+4.1% | $5,682+19.5% | $6,711+1.2% |
| Admin fee / account holder | $2,068 | $16,156-87.2% | $13,213-84.4% | $11,407-81.9% |