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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,308 | $167,362+57.3% | $143,799+83.1% | $134,532+95.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.79% | 0.47%-23.3pp | -0.04%-22.7pp | 418.27%-441.1pp |
| Employer contribution / active EE | $8,153 | $5,620+45.1% | $4,952+64.6% | $4,741+72.0% |
| Participant deferral / active EE | $5,570 | $6,447-13.6% | $5,638-1.2% | $6,401-13.0% |
| Admin fee / account holder | $2,038 | $18,094-88.7% | $14,677-86.1% | $11,429-82.2% |