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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,224 | $60,349-81.4% | $74,184-84.9% | $62,881-82.2% |
| Participation rate | 98.2% | 72.7%+25.5pp | 76.6%+21.6pp | 69.3%+28.9pp |
| Annual return | 5.38% | 21.38%-16.0pp | 17.74%-12.4pp | 20.14%-14.8pp |
| Employer contribution / active EE | $362 | $1,680-78.5% | $2,370-84.7% | $2,281-84.1% |
| Participant deferral / active EE | $1,856 | $2,856-35.0% | $3,550-47.7% | $3,203-42.0% |
| Admin fee / account holder | $876 | $4,261-79.4% | $5,586-84.3% | $4,296-79.6% |