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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,750 | $56,197-82.6% | $67,652-85.6% | $59,633-83.6% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -1.16% | 18508.10%-18509.3pp | 6625.40%-6626.6pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $341 | $1,615-78.9% | $2,266-85.0% | $2,203-84.5% |
| Participant deferral / active EE | $1,923 | $2,844-32.4% | $3,560-46.0% | $3,192-39.8% |
| Admin fee / account holder | $1,510 | $3,958-61.9% | $4,821-68.7% | $4,297-64.9% |