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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,867 | $67,823+54.6% | $52,425+100.0% | $137,256-23.6% |
| Participation rate | 62.5% | 63.9%-1.4pp | 55.6%+6.9pp | 80.0%-17.5pp |
| Annual return | 21.38% | 219.11%-197.7pp | 302.12%-280.7pp | 220.34%-199.0pp |
| Employer contribution / active EE | $16,820 | $1,163+1346.3% | $914+1739.9% | $4,156+304.7% |
| Participant deferral / active EE | $7,063 | $2,288+208.7% | $1,790+294.5% | $6,407+10.2% |
| Admin fee / account holder | $51,337 | $2,844+1705.0% | $2,495+1957.7% | $12,270+318.4% |