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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,867 | $174,018-39.7% | $136,833-23.4% | $198,609-47.2% |
| Participation rate | 62.5% | 65.1%-2.6pp | 59.0%+3.5pp | 82.4%-19.9pp |
| Annual return | 21.38% | 35.16%-13.8pp | 35.32%-13.9pp | 202.70%-181.3pp |
| Employer contribution / active EE | $16,820 | $1,571+970.6% | $1,319+1175.7% | $5,055+232.7% |
| Participant deferral / active EE | $7,063 | $2,873+145.8% | $2,441+189.3% | $6,977+1.2% |
| Admin fee / account holder | $51,337 | $5,434+844.7% | $4,706+990.9% | $19,030+169.8% |