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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,867 | $94,439+11.0% | $73,658+42.4% | $154,746-32.2% |
| Participation rate | 62.5% | 64.7%-2.2pp | 57.0%+5.5pp | 80.7%-18.2pp |
| Annual return | 21.38% | 28.25%-6.9pp | 29.72%-8.3pp | 172.34%-151.0pp |
| Employer contribution / active EE | $16,820 | $1,257+1237.9% | $1,032+1529.4% | $4,379+284.1% |
| Participant deferral / active EE | $7,063 | $2,527+179.5% | $2,062+242.5% | $6,730+4.9% |
| Admin fee / account holder | $51,337 | $3,843+1235.9% | $3,357+1429.4% | $14,365+257.4% |