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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,935 | $106,524+368.4% | $152,301+227.6% | $87,485+470.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.95% | 26.89%-9.9pp | 80.50%-63.6pp | 26.06%-9.1pp |
| Employer contribution / active EE | $6,296 | $3,371+86.7% | $4,624+36.1% | $2,596+142.5% |
| Participant deferral / active EE | $11,443 | $6,525+75.4% | $8,004+43.0% | $4,274+167.8% |
| Admin fee / account holder | $12,342 | $8,287+48.9% | $14,398-14.3% | $7,775+58.7% |