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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,877 | $93,598+333.6% | $135,974+198.5% | $75,173+439.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 20.30% | 30.89%-10.6pp | 68.30%-48.0pp | 160.72%-140.4pp |
| Employer contribution / active EE | $5,630 | $3,538+59.1% | $4,859+15.9% | $2,671+110.8% |
| Participant deferral / active EE | $9,458 | $6,405+47.7% | $7,760+21.9% | $4,126+129.2% |
| Admin fee / account holder | $16,501 | $6,978+136.5% | $10,767+53.3% | $5,651+192.0% |