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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC5+ years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 28 · EIN 26-0058143 | Investment Management | $48,000 |
CASCADES CAPITAL LLC2 years Service code 26 · EIN 46-2208047 | Advisory (Participants) | $25,961 |
BKD, LLP2 years Filed as: DIXON HUGHES GOODMAN LLP Service code 10 · EIN 56-0747981 | Accounting | $11,500 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $5,793 |
Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,356 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB BANK Service code 59 · EIN 42-1558009 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,704 | $52,967+601.8% | $172,753+115.2% | $65,186+470.2% |
| Participation rate | 98.5% | 66.2%+32.3pp | 82.6%+15.8pp | 70.2%+28.3pp |
| Annual return | 23.82% | 30.12%-6.3pp | 803.00%-779.2pp | 29.39%-5.6pp |
| Employer contribution / active EE | $12,697 | $2,190+479.7% | $5,144+146.8% | $2,177+483.3% |
| Participant deferral / active EE | $8,534 | $2,471+245.4% | $5,198+64.2% | $3,514+142.9% |
| Admin fee / account holder | $403 | $472-14.6% | $13,956-97.1% | $847-52.4% |