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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,904 | $138,385-27.8% | $184,243-45.8% | $80,925+23.5% |
| Participation rate | 88.6% | 83.9%+4.7pp | 86.8%+1.8pp | 67.7%+21.0pp |
| Annual return | 13.80% | 20.02%-6.2pp | 28.82%-15.0pp | 35.65%-21.9pp |
| Employer contribution / active EE | $1,073 | $4,851-77.9% | $6,427-83.3% | $2,756-61.1% |
| Participant deferral / active EE | $8,001 | $7,075+13.1% | $9,132-12.4% | $4,299+86.1% |
| Admin fee / account holder | $12,117 | $10,489+15.5% | $13,914-12.9% | $6,940+74.6% |