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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,990 | $110,083-25.5% | $151,645-45.9% | $68,490+19.7% |
| Participation rate | 86.9% | 84.0%+3.0pp | 87.5%-0.6pp | 67.9%+19.0pp |
| Annual return | -18.95% | -10.12%-8.8pp | 3.34%-22.3pp | -7.85%-11.1pp |
| Employer contribution / active EE | $808 | $4,470-81.9% | $6,165-86.9% | $2,597-68.9% |
| Participant deferral / active EE | $6,079 | $6,526-6.9% | $8,363-27.3% | $4,028+50.9% |
| Admin fee / account holder | $2,559 | $7,718-66.8% | $11,614-78.0% | $5,403-52.6% |