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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,414 | $137,414-25.5% | $189,537-46.0% | $85,847+19.3% |
| Participation rate | 84.8% | 84.6%+0.2pp | 87.8%-3.0pp | 69.3%+15.5pp |
| Annual return | 18.15% | 38.14%-20.0pp | 555.34%-537.2pp | 318.61%-300.5pp |
| Employer contribution / active EE | $1,020 | $4,344-76.5% | $6,161-83.4% | $2,565-60.2% |
| Participant deferral / active EE | $5,903 | $6,260-5.7% | $8,220-28.2% | $3,952+49.4% |
| Admin fee / account holder | $14,198 | $8,630+64.5% | $12,048+17.8% | $6,261+126.8% |