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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,358 | $115,903-20.3% | $100,528-8.1% | $158,966-41.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 14.38% | 34.80%-20.4pp | 30.90%-16.5pp | 302.95%-288.6pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $7,610 | $6,677+14.0% | $6,271+21.3% | $5,983+27.2% |
| Admin fee / account holder | $2,647 | $11,000-75.9% | $8,084-67.3% | $11,250-76.5% |