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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,697 | $58,587-15.2% | $83,322-40.4% | $64,173-22.6% |
| Participation rate | 97.1% | 72.0%+25.0pp | 77.8%+19.3pp | 69.6%+27.5pp |
| Annual return | 0.00% | 9.65%-9.7pp | 10.64%-10.6pp | 7.63%-7.6pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $7,496 | $4,654+61.0% | $5,565+34.7% | $3,470+116.0% |
| Admin fee / account holder | $996 | $9,279-89.3% | $7,540-86.8% | $4,887-79.6% |