| Provider | Service type | Compensation |
|---|---|---|
BOWEN HANES & COMPANY INC.3+ years Service code 51 · EIN 58-1396553 | Investment Mgmt Fees | $171,559 |
STRONG & ASSOCIATES P.C.3+ years Service code 10 · EIN 56-1754476 | Accounting | $9,610 |
BUTLER & BURKE LLP3+ years Service code 10 · EIN 56-1138530 | Accounting | $7,500 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 71 · EIN 94-1737782 | Brokerage Fees | $5,759 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $602,321 | $75,962+692.9% | $154,110+290.8% | $64,173+838.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | 11.10% | 30.32%-19.2pp | 735.22%-724.1pp | 7.63%+3.5pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $0 | $3,175-100.0% | $5,081-100.0% | $3,470-100.0% |
| Admin fee / account holder | $2,532 | $5,589-54.7% | $13,412-81.1% | $4,887-48.2% |