| Provider | Service type | Compensation |
|---|---|---|
BOWEN HANES & COMPANY INC.1+ years Service code 27 · EIN 58-1396553 | Advisory (Plan) | $181,685 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 71 · EIN 94-1737782 | Brokerage Fees | $20,959 |
STRONG & ASSOCIATES P.C.1+ years Service code 10 · EIN 56-1754476 | Accounting | $16,010 |
BUTLER & BURKE LLP1+ years Service code 10 · EIN 56-1138530 | Accounting | $7,500 |
LEVIN, SPINNETT & COMPANY LLP1+ years Service code 10 · EIN 56-0892557 | Accounting | $5,965 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,634 | $77,638+410.9% | $156,551+153.4% | $62,881+530.8% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 2.14% | 50.33%-48.2pp | 32.23%-30.1pp | 20.14%-18.0pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $0 | $3,046-100.0% | $4,871-100.0% | $3,203-100.0% |
| Admin fee / account holder | $1,749 | $5,561-68.5% | $13,028-86.6% | $4,296-59.3% |