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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,537 | $73,955+8.9% | $96,520-16.6% | $75,181+7.1% |
| Participation rate | 94.0% | 66.4%+27.6pp | 74.3%+19.7pp | 67.2%+26.8pp |
| Annual return | 11.84% | 26.72%-14.9pp | 35.72%-23.9pp | 160.69%-148.8pp |
| Employer contribution / active EE | $2,901 | $2,930-1.0% | $3,739-22.4% | $2,671+8.6% |
| Participant deferral / active EE | $3,611 | $3,659-1.3% | $4,879-26.0% | $4,126-12.5% |
| Admin fee / account holder | $12,473 | $5,217+139.1% | $6,733+85.3% | $5,650+120.8% |