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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,355 | $65,364-1.5% | $92,909-30.7% | $72,975-11.8% |
| Participation rate | 96.4% | 68.3%+28.1pp | 76.0%+20.4pp | 69.5%+26.9pp |
| Annual return | 16.60% | 42.11%-25.5pp | 109.44%-92.8pp | 81.01%-64.4pp |
| Employer contribution / active EE | $566 | $2,594-78.2% | $3,653-84.5% | $2,440-76.8% |
| Participant deferral / active EE | $3,387 | $3,128+8.3% | $4,238-20.1% | $3,608-6.1% |
| Admin fee / account holder | $692 | $4,251-83.7% | $5,795-88.1% | $5,124-86.5% |