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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,576 |
GOLDLEAF PARTNERS5 years Service code 13 8009 34TH AVE S., SUITE 320 · MINNEAPOLIS, MN 55425 | Contract Administrator | $4,774 |
Filed as: ADVISED ASSETS GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,128 |
Filed as: MERRILL LYNCH LIFE AGENCY INC. Service code 55 | Other Commissions | $61 |
Filed as: MERRILL LYNCH LIFE AGENCY Service code 55 1215 4TH AVE, 26TH FL · SEATTLE, WA 98161 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,703 | $78,419-22.6% | $133,971-54.7% | $73,412-17.3% |
| Participation rate | 57.2% | 78.6%-21.3pp | 79.8%-22.6pp | 72.2%-14.9pp |
| Annual return | 10.09% | 33.35%-23.3pp | 45.09%-35.0pp | 59.30%-49.2pp |
| Employer contribution / active EE | $613 | $2,044-70.0% | $3,919-84.4% | $2,234-72.6% |
| Participant deferral / active EE | $2,286 | $3,925-41.8% | $5,047-54.7% | $3,806-39.9% |
| Admin fee / account holder | $84 | $161-47.7% | $8,929-99.1% | $158-46.5% |