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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 55 | Other Commissions | $74,925 |
GOLDLEAF PARTNERS2 years Service code 13 8009 34TH AVE S., SUITE 320 · BLOOMINGTON, MN 55425 | Contract Administrator | $9,290 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $594 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CA 80111 | Investment Management | $288 |
Filed as: MERRILL LYNCH LIFE AGENCY Service code 55 1215 4TH AVE, 26TH FL · SEATTLE, WA 98161 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,633 | $71,666-18.2% | $117,861-50.3% | $69,631-15.8% |
| Participation rate | 52.6% | 77.5%-24.9pp | 79.7%-27.1pp | 70.7%-18.1pp |
| Annual return | 14.60% | 18.86%-4.3pp | 335.11%-320.5pp | 27571.02%-27556.4pp |
| Employer contribution / active EE | $98 | $1,889-94.8% | $3,786-97.4% | $2,032-95.2% |
| Participant deferral / active EE | $2,153 | $3,340-35.5% | $4,482-52.0% | $3,224-33.2% |
| Admin fee / account holder | $67 | $120-44.2% | $8,021-99.2% | $110-39.2% |