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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,280 | $70,435+156.0% | $96,575+86.7% | $85,856+110.0% |
| Participation rate | 84.6% | 61.8%+22.8pp | 69.8%+14.8pp | 69.3%+15.3pp |
| Annual return | 15.40% | 18.59%-3.2pp | 37.79%-22.4pp | 318.58%-303.2pp |
| Employer contribution / active EE | $213 | $1,413-84.9% | $2,357-91.0% | $2,565-91.7% |
| Participant deferral / active EE | $7,058 | $2,894+143.9% | $3,849+83.4% | $3,952+78.6% |
| Admin fee / account holder | $3,285 | $4,997-34.3% | $6,182-46.9% | $6,261-47.5% |