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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,640 | $59,813+158.5% | $79,580+94.3% | $68,486+125.8% |
| Participation rate | 80.0% | 61.1%+18.9pp | 69.5%+10.5pp | 67.9%+12.1pp |
| Annual return | -17.36% | -12.30%-5.1pp | 0.15%-17.5pp | -7.85%-9.5pp |
| Employer contribution / active EE | $207 | $1,505-86.2% | $2,413-91.4% | $2,597-92.0% |
| Participant deferral / active EE | $6,574 | $3,024+117.4% | $3,985+65.0% | $4,028+63.2% |
| Admin fee / account holder | $12,347 | $4,835+155.4% | $6,835+80.6% | $5,404+128.5% |