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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,413 | $88,672+88.8% | $105,223+59.1% | $82,448+103.1% |
| Participation rate | 96.6% | 67.9%+28.6pp | 75.0%+21.5pp | 68.1%+28.5pp |
| Annual return | 8.07% | 30.86%-22.8pp | 180.65%-172.6pp | 41.64%-33.6pp |
| Employer contribution / active EE | $7,553 | $3,048+147.8% | $3,689+104.8% | $2,551+196.1% |
| Participant deferral / active EE | $3,452 | $4,036-14.5% | $5,072-31.9% | $4,139-16.6% |
| Admin fee / account holder | $43,712 | $7,146+511.7% | $8,859+393.4% | $7,234+504.2% |