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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,938 | $52,678+4.3% | $75,784-27.5% | $59,633-7.9% |
| Participation rate | 38.4% | 67.2%-28.9pp | 75.8%-37.5pp | 68.7%-30.3pp |
| Annual return | 1.37% | 2.95%-1.6pp | 9.68%-8.3pp | 2041.45%-2040.1pp |
| Employer contribution / active EE | $690 | $2,193-68.5% | $3,323-79.2% | $2,203-68.7% |
| Participant deferral / active EE | $1,317 | $2,591-49.2% | $3,652-63.9% | $3,192-58.7% |
| Admin fee / account holder | $8,780 | $3,610+143.2% | $5,300+65.7% | $4,297+104.3% |