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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,125 | $149,778-25.8% | $118,946-6.6% | $158,966-30.1% |
| Participation rate | 81.8% | 82.1%-0.3pp | 75.4%+6.4pp | 82.0%-0.1pp |
| Annual return | 10.72% | 19.95%-9.2pp | 35.89%-25.2pp | 302.95%-292.2pp |
| Employer contribution / active EE | $960 | $4,117-76.7% | $3,263-70.6% | $4,762-79.8% |
| Participant deferral / active EE | $2,514 | $5,225-51.9% | $4,266-41.1% | $5,983-58.0% |
| Admin fee / account holder | $2,470 | $8,604-71.3% | $6,581-62.5% | $11,250-78.0% |