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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,458 | $51,708+160.0% | $106,619+26.1% | $62,881+113.8% |
| Participation rate | 92.3% | 66.9%+25.4pp | 78.0%+14.3pp | 69.3%+23.0pp |
| Annual return | 7.69% | 4.69%+3.0pp | 9.42%-1.7pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,208 | $1,764-31.5% | $3,947-69.4% | $2,281-47.0% |
| Participant deferral / active EE | $2,996 | $2,315+29.4% | $3,930-23.8% | $3,203-6.5% |
| Admin fee / account holder | $1,108 | $3,349-66.9% | $6,418-82.7% | $4,296-74.2% |